+ "The Adviser has contractually agreed to waive its investment advisory fees and/or to reimburse expenses of the Fund to the extent necessary to maintain the Total Annual Operating Expenses (excluding brokerage, interest, taxes, and extraordinary expenses) at no more than 1.25%, 1.25%, 2.00%, and 1.00% for Class AAA, A, C, and I Shares, respectively. This arrangement is in effect until January 31, 2020.
In addition, the Fund has agreed, during the two-year period following any waiver or reimbursement by the Adviser, to repay such amount to the extent, that after giving effect to the repayment, such adjusted Total Annual Operating Expenses would not exceed an annual rate of 1.25%, 1.25%, 2.00%, and 1.00% on an annualized basis for Class AAA, Class A, Class C, and Class I. "
* Contingent Deferred Sales Charge
** The Funds are intended for long-term investors and not for those who wish to
trade frequently in Fund shares. The Funds believe that excessive short-term trading of Fund shares creates
risks for the Funds and their long-term shareholders, including interference with efficient portfolio
management, increased administrative and brokerage costs and potential dilution in the value of shares.
Certain of the Funds impose and retain a 2.00% redemption fee (short-term trading fee) on shares that are
sold or exchanged on or before the seventh day after the date of purchase.
Please refer to Fund's prospectus for more information on the Short term trading fee.
"Funds concentrating in specific sectors may experience greater fluctuations in value than funds that are more diversified. The Fund invests in foreign securities which involves risks not ordinarily associated with investments in domestic issues, including currency fluctuation, economic and political risks.
The Fund's share price will fluctuate with changes in the market value of the Fund's portfolio securities. Stocks are subject to market, economic and business risks that cause their prices to fluctuate. When you
sell Fund shares, they may be worth less than what you paid for them. Consequently, you can lose
money by investing in the Fund.